OEMs & heavy engineering
Manufacturers buying from a base of component suppliers and auto-ancillaries on 60–90 day terms.
Who it's for
Established Indian businesses trading regularly with suppliers and dealers, where the working capital available to those businesses limits the volume of trade.
The core problem we address
Suppliers and dealers trade below the volume the anchor relationship would support, for want of the working capital to fund the credit period the trade requires.
- 01Suppliers decline larger orders, or price the credit period into the quote.
- 02Dealers take smaller consignments than the demand in the territory supports.
- 03Extending terms to grow volume would place that credit on the anchor’s balance sheet.
- 04Suppliers and dealers are individually too small to raise capital independently.
Industry examples
A programme turns on the strength and consistency of the trade itself rather than on the sector in which the anchor operates. The examples below are indicative.
FMCG & consumer brands
Brands selling through distributor and dealer networks, where credit is what caps how much stock each dealer can take.
Logistics & freight
Transport and 3PL vendors paying daily fuel and driver costs while waiting for one monthly payment.
Hospital & pharma chains
Large hospital groups and pharmaceutical distributors whose device and medicine suppliers wait a long time to be paid.
Industrial materials
Steel, chemicals, plastics and packaging producers selling into corporate manufacturing bases, or buying from a supplier base.
Sectors not listed here are equally eligible. A programme turns on the trade itself and the settlement record rather than on sector classification.